Milorad Dodik, The Great Philanthropist

The President of Republika Srpska has been called many names, but most of it has come from corrupt media, liars, thieves and manipulators. If this wasn’t true, we would recognize the sweet, gentle side of one of the greatest Bosnian politicians, true humanitarian, and a fighter for human rights.

The ugly face of these manipulators is best represented in the show ‘60 Minuta‘, and it’s host, Bakir Hadziomerovic, a prominent dipsomaniac, and a fan of Robert Pattinson’s groomed look. How dare he expose the supposedly corrupt Bosnian politicians, and the democratic apparatus of Milorad Dodik? Shouldn’t he be spending public money ( the television network he works for is a public one) trying to expose organizations like Amnesty International, Human Rights Watch, ICC, FIDH, Red Cross, Greenpeace…organizations that have consistently worked on the destruction of foundations of the strong Bosnian Constitution? Instead, he would rather abuse his position to undermine the few institutions that fight for general welfare of all three ‘constituent peoples’.

There is justice in the world though. The most equitable court in BiH, Basic Court in Banja Luka, a city known for its diversity and cultural awareness, reached a verdict earlier today in favor of the ‘Bosnian Mandela’, Milorad Dodik, in a case against ’60 Minuta’. Three reporters from the aforesaid show will have to pay 5.000 KM each to the President of RS, and also cover the court fees. But, in a most altruistic fashion, Milorad Dodik has decided to give that money away to charitable causes in the Federation of BiH, a political entity within BiH that he owes nothing to.

I wish there were more ‘Robin Hood’s’ like this in Bosnia, and I wish we understood better the important, essential even, role that they play in our future. After promoting equality for all citizens, impartiality of courts, free elections, a strong and independent Bosnia, a functioning economy, and social freedoms, Milorad Dodik has once more outdone himself, and proved to us all that we can do better. May God bless him in these days of Ramadan.

John “Shoot ‘Em Up” Locke

Hold on, I can be sitting on my porch in Waco, with a Shiner Bock in one hand, and a Remington 11-87 Sportsman in the other, and should I by any chance see a guy trying to take my next door neighbour’s crystal vase, I can put that beer down and shoot him in the back? I guess that makes sense. I mean this is America, what was the guy doing on someone else’s property?

More than a dozen states in the U.S have a strong Castle Doctrine (make my day law), which basically says, you have a right to protect yourself, your property, and other people, and you can use deadly force to do so, so be a man and stand your ground, and we won’t convict you when you kill someone. Texas says you’re allowed to use deadly force regardless of whether it’s your home, or your car, or a place of business that are being intruded upon. Florida is far more sensible than Texas, and so their definition of a dwelling extends to property with our without a roof, temporary or not. Put up a tent on a beach, and you should be good to go. Nobody likes those damn volleyball snatchers anyway. Oh, and if you’re in Alabama, Texas,  Georgia, Kentucky, Arizona, Louisiana…mentioning how those guys in New York require you to attempt to retreat, before you shoot an invader, will probably cause some laughter. Why would you want to leave your home, if an opportunity presents itself, and call the police, when you own a rifle?

Historical justifications for this senseless reasoning can be traced back to philosophers like John Locke. A lot of his writings have been used in the Deceleration of Independence and the framing of the Constitution. Is it here that we have perhaps found logic in placing value on property over life? It’s possible, especially when reading Locke’s thoughts on morality of enslaving those who try to claim our lives, or protect our property at any cost. But then again, it can’t be Locke. For this is the same person that was talking about farmers and their crops being taken. About hunters and their prey stolen. And in those days you could understand it. How were you to feed your family when all you worked for could be lost so easily? Lives of many depended on the little property they had.

No, it’s not John Locke, or any other philosopher. It’s not capitalism or religion. It’s just deranged ideologies as usual. Nothing else explains the logic of taking a life for some stolen property since nobody’s life depends on it today. Not unless we were talking about a homeless person who hadn’t eaten in days, and just had his sandwich stolen. But look at the irony of it all. A starving, homeless person has his meal stolen, and a well-off home-owner has a Rembrandt stolen. They both kill the thief. Who do you think is more likely to be convicted by a jury? It’s fine to be a constitutional originalist, a conservative, a capitalist, a believer in property/pursuit of happiness, but let’s show some reason, and start with the recognition that times do change, and let’s do something about these Wild West laws.

Doctors With Borders

by Dijana Kant

Before the economic crisis there was a lot of debate about medical insurance in the US. Private medical insurance is a big business and as every big business, it is pure evil. A public option was considered the cure that will end all suffering, but as always it’s not that simple.

In Bosnia there is very much a government held, public option for medical insurance. When you are a child you are insured through your parents. When you get to your college years you have two options; enroll in a university, in which case you are still insured through your parents, or get a job in which case the company you work for will provide you with insurance. If you are unable to find a job fret not as all you need to do is be registered with the unemployment bureau, with the condition of having to go to job interviews that they arrange, and paying them back once you get employed, and you will be insured. The rate you will be paying is dependent, but if you are perfectly healthy, 16.5% of your salary, each month, will directly go towards your medical insurance.

This means that most of the populace in Sarajevo, Bosnia’s main city, is covered in some way or other. However, before we start kissing random women on the streets in lieu of this, we need to understand what this means in practice. Firstly, if you have less than half a dozen hospitals in a city that has over 300 000 people, you are in for some DMV waiting times. Doctors can only see one patient at a time which means that a regular checkout for November should be scheduled in August. This turns from a minor inconvenience into a full-blown problem when you realize that most companies require paperwork from said checkout. For example, in order to get your driver’s license you need a piece of paper saying you are sane, and have good enough vision or glasses. In order to get a job you need papers that again prove you’re sane, and that your general health condition is up to scratch. This then leads to five-hour waiting times in hospitals which can quickly turn your life into a living hell.

But like everything in Bosnia this can be avoided with some bribery. Firstly, if you have a family member or a very good friend who works in a hospital, you are golden. Just ring him up and he will take care of everything. Even if he doesn’t directly work in the wing you need, he will just ask a colleague to do him a favor. The colleague will do it, because he knows the the opposite might be true soon enough. Obviously, if you are a high-ranking government official, you won’t be waiting in no lines, it’s enough to pick up a phone. The doctor that answers is then rewarded with a gift.

This is then especially harsh on those who can’t afford expensive gifts to doctors, and don’t know anyone in the industry, as was the case with one person I know who suffered a heart attack. After the first operation he needed an emergency new surgery, but was told he would have to wait 3 to 6 months for his turn. After some strings were pulled he got the surgery a week after it was recommended.

So a drawback is that if you are poor you are still likely to die before you get treated on time.

Another drawback is the lack of specialists in their fields. The medical university takes six years to finish, but few finish it on time. Those few will most usually be picked up to go abroad and work there for big companies, or if they can afford it will move there themselves and try their luck. But most take seven years to finish the university, which means they are twenty-five when they graduate, even though you can start studying for a medical degree right out of high-school. This then gives them an average paying job at a hospital that is usually in a different city, which means they have to either live somewhere else for a long period of time, or drive long distances to and back from work, both of which are a great inconvenience and very expensive. But hey, at least they have jobs. A lot of people have to wait to even get employment. And once they do, they aren’t done with school, as they then start their specializations. This means that you study an additional two years while working, and the field you study in decides the medical field you will be working in (the field you specialized in). After completion, you can start your master’s degree which will take you at least another two years (probably more as you have to present your master’s thesis which can take a large amount of time to compile). After this, you can apply for your doctorate degree, which again takes a year to compile and then you are done. After only 10 to 12 years of study. Oh and by the way, even when you have gotten your doctorate you will not be getting paid as much as a simple researcher in the United States. So it is no wonder few people get into the industry and less pursue it till its end.

But lack of specialists isn’t the only reason that people have to seek treatments outside of Bosnia. Our hospitals just don’t have the necessary equipment to treat some serious diseases. So a lot of the time people go to our neighboring countries for treatments they can’t get here, but which aren’t covered by our insurance. These procedures are usually the ones that cost the most money to do, so in recent times a popular method of paying for these procedures is humanitarian marketing. Your kid gets sick, you ask people you know to post on Facebook, Twitter, wherever, a telephone number that you can call and donate as much you can, in the hopes that you will get the required amount before the sick person dies. In the past couple of years I have seen too many of these cases.

So what is the answer then to the medical insurance conundrum? I don’t know really. I am not advocating the private method either, its faults are well known, all I’m saying is that the public option has its flaws as well. I guess when Bosnia joins the EU we can all move to San Marino

You’re Killing me Romney!

A year ago there was nobody exciting enough to challenge President Obama, not to an independent at least. Economy wasn’t doing to well, and cracks started showing in the leadership style of Obama, style that was very much different from the one we witnessed during his campaign. The confident, outspoken, change inciting candidate turned into a mediator, safe route President. But with all his faults, who else could Americans vote for? Then we entered 2011 and names of Bachmann, Pawlenty, Paul and the likes started surfacing, but there was one candidate among them that I could finally see taking over the White House seat.

Mitt Romney was a recognizable name, and it seemed like he could really offer Americans something new when it came to the economy. Forget his social views, his policy flip-flopping, America was in crisis, and this guy was saying he could save the U.S.A Incorporated from bankruptcy. A proven businessman? I believed him. He was also a Republican who was interested in universal healthcare, much as he’d like to deny it today. We could leave same-sex marriage, Guantanamo, guns for later.

Then came the July debt ceiling talks, and my favourite Republican candidate decided to take a holiday. He was convincing Rhode Island Governor to endorse him, giving speeches in Ohio, sending his wife to New Hampshire, and sucking up to North Hollywood voters. Not what Americans want from their future leader in a time of crisis. Though I fully understand those that use their vast campaign experience in explaining his absence, by saying it was a good decision not to get involved in a process that won votes for nobody, I doubt Americans will see it that way.

I’ve been saying for a few weeks now that the President needs to forget negotiations, and GOP extortions, and act presidential. Get out there and attack the radicals, use all the power you’ve been given to force through a plan, sign an executive order, something! There are leaders out there that gamble, and lose some votes in the process, but there’s nothing worse than a leader that doesn’t lead. To disillusioned voters the final decision was merely a bonus to what they were looking for. A confident, straightforward commander-in-chief that is willing to lead, and use the power given to him by Americans, unwilling to compromise on issues that shouldn’t even be raised.

Romney is making the same mistakes that Obama is, except he’s doing it in a campaign, and while the failures of Obama to lead may cost him the seat in the White House, at least he got there, something Romney won’t be able to say if things stay the way they are.

New ‘Bosnian’ Trade Theory

Forget comparative advantage, trade deficit, and struggling economy, those are issues reserved for more sensible nations. Bosnians have more pressing problems to tend to, and resolve a trade tragedy, a joke, that is taking place today. I wish I could call anything else the mockery of business and profit-making that our industries engage in.

A Bosnian cellulose producer, Natron Hayat, the only one remaining in ex-Yugoslavia, is importing raw materials. OK, but why exactly is Hayat importing raw materials, which for the purpose of their production are found in abundance in BiH? Supposedly they can’t find enough in Bosnia, or not at acceptable prices? That’s even more perplexing considering that Bosnian firms export those same raw materials. Natron Hayat, in a game based on five-year-olds playing monopoly, imports the same materials that were earlier exported by another Bosnian company, paying a higher price, at which point foreign businesses make profits.

Asking some of these individuals involved to consider the losses to our companies, losses to Bosnian economy, or losses to everyone in terms of transport cost, might be too much at this point. We need to start from the basics, like we do with those five-year-olds willing to exchange Boardwalk for Baltic Avenue, because they like the colour purple better. Considering that attempts to avoid exporting materials, before importing them at a higher price, is basics, I’m not sure how we’ll dumb it down further.

Curious Death of Dijana Milic

In a recent post ‘We Don’t Need No Education‘, a contributing writer, Dijana Kant, brought up an affair at the Faculty of Law at Sarajevo University. It involved professors at the University using their power and influence to get sexual favours from students. The outrageous act also took place at the Tuzla Department of the aforementioned University, and Dijana Milic, a prosecutor from Tuzla, took it upon herself to uncover the details of the case, and prosecute the corrupt academics.

After months of work, depositions and documents that supported the prosecution case, Dijana Milic was taken off the case. Why? She was accused of forcing one of the witnesses, a prostitute involved in the case, into a sexual act. In the first hearing, the case against prosecutor Milic was shown to lack any veracity. This did not prevent the Office of the Prosecutor to suspend Dijana Milic, and transfer a case to someone less eager. Things wouldn’t be so incredible, if the brave prosecutor Milic wasn’t exposed to pressure from influential individuals from academia, judiciary, political parties, and even her own office. You see, she chose to fight a battle she couldn’t win. It was one prosecutor, isolated by colleagues, against the corrupt establishment.

Dijana Milic, 44, died earlier today at the University Clinical Centre Tuzla. She was admitted to the hospital a few weeks back, with serious metabolic disorder. Though the illness didn’t seem fatal, her condition deteriorated, and she suffered heart seizures. Her family informed the doctors and the press that she ate very little, and got almost no sleep since she was suspended, and the case was brought against her.

You can expect the case to be dismissed soon, or put away and forgotten. The unscrupulous, criminal ‘system’ she as fighting won’t need the case anymore. They got what they wanted. As for Dijana Milic, she will serve as a warning to everyone courageous enough to take on the disgraceful professors, ruthless politicians, and cowardly judiciary. Still, in my naiveté, I hope the opposite happens, and that she serves as an inspiration to those willing to follow in her footsteps.

To Dijana Milic

Rest in peace

Bosnian Entrepreneurs

Recent reasearch by posao.ba indicates that majority of young people in Bosnia and Herzegovina have an intention of staying in the country. This is somewhat contradictory to all the previous statistics that showed Bosnian youth leaving the country to either continue their higher education, or look for jobs. Today, some 78% of young people are willing to stay, and what was more surprising is that 71% would like to start their own business. On the surface this looks like wonderful news for the future of the country, but as always, there are some problems.

First, and the most obvious limitation to the dreams of becoming an entrepreneur in Bosnia is the state of the economy. Many limitations are placed on individuals interested in starting a business, mostly in the form of regulation, although until recently there was a serious problem of taxation also. Bureaucracy is something the country has inherited from the previous regime, and it is a long and difficult process of getting rid of it. It is not uncommon for a person to run around the city from one building to another, trying to get the paperwork done. It is also not uncommon to see someone spend days doing it, and being directed from one office to another by uninformed and absentminded government employees. Much rests on your ability to skip procedures, get favours, and make payments where none should be made. When you add to this the weak buying power of common citizens, problems in securing low-interest loans, and doing so without a list of co-signers, and inability to collect payments, the entrepreneurial future looks bleak. A significant contributor to the problem is the inefficient and corrupt judicial system. Settlements take years to finalize, and many businesses are left permanently damaged in deals they make, regardless of their many times good intentions.

The second major problem is the mentality of people, one that can’t be emphasized enough. Years spent under the socialist system tends to destroy the entrepreneurial spirit, as well as all knowledge pertaining to it. Many of those who grew up in socialist Yugoslavia have very little knowledge about the capitalist system, and business management. This applies to academics also. And there lies a problem. How do you bring up a generation of young people with sufficient knowledge and drive to start businesses, and make them profitable, when those who bring them up lack the same? With the exception of few individuals, who have the innate ability to manage, and coffee shop/bar entrepreneurs, there is not much to brag about. Individuals with a natural ability to manage are rare in every society, and most countries depend on those who fill the gap between natural leaders and employees. People with an acquired skill, and requisite knowledge to run a small business, make profits, and employ others. I can tell you with some certainty that majority of those 71% of young Bosnians who wish to start their own business, are not natural leaders. I would not like this to be mistaken as an insult to the young Bosnians and Herzegovinians, but this is a reality in every country. This means they would need proper business education, and a drive instilled in them at home, in schools, and by friends. Creativity is just a start of a business, but it must be accompanies by work ethic, and some basic knowledge in accounting, finance, communication, marketing, planning…and everything else that makes for a profitable and sustainable business.

Bosnia needs young people with proper education, and with majority of entrepreneurs failing many times before they find success, we need young people with vision, strong focus, determination, and no fear of failure. We need young Bosnians interested in creating jobs for their fellow citizens, not quick profits. I am excited to see more of my generation willing to remain in Bosnia, and try to influence events around them, rather than escape them. This new ambition and optimism of young people must however be supported by our courts, economists, politicians, parents, neighbours, and everyone else that places obstacles in front of them. Intentionally or not. Directly or indirectly. It seems like it could be a long struggle in overcoming our past, but at least it’s a start.

We Don’t Need No Education

By Dijana Kant

When talking about Bosnia and Herzegovina there are many things that come to mind when the word corruption is brought up. But nowhere is this as prevalent as in the education system. This most important branch of civil life is so disfigured that one does not know where to begin the discussion. So let’s start with the ‘pros’, as they are faster to go through.

It is very cheap. For an equivalent of about 100$ a year you can afford any school at University of Sarajevo, one of the biggest universities in the world in terms of student population, consisting of 23 faculties (schools). This is provided you have the grades, and that you do well enough on the entrance exam, which most faculties require you to take. If you are accepted, you will have some additional costs (books, exam sheets and such) but it is overall a very low sum. OK, pros are done, so let’s try and get through some of the cons.

A Bosnian university typically consists of a four-year study time with two types of exams, mandatory, that you have to pass in order to not retake the year you are currently in, and non-mandatory which you can transfer between years, up to your last year when you have to pass them as well. It is the mandatory classes that are often the most difficult. A student must pass them, or wait another full school year. If you have to retake a year, you have to pay an equivalent of 50$ per course whose exam you are yet to pass. Most students lose two years, and therefore take six years to complete this four-year program.

According to the Bologna declaration there are to be no oral exams, only written ones, this of course is ignored by most universities, who claim to be fully in accordance with the declaration. This also contributes to the problem, as teachers have more leeway in an oral exam as there is no written account of what was asked and what answered for someone to call them out on it (although written exams are not much better even with the evidence left behind). Now some of the reason for the prolonged study is undoubtedly due to the laziness of the students, let’s not excuse them, but if the majority of a generation of students under-performs so badly it takes them six years to complete a four-year University, professors must be at fault too.

Let’s take a look at some examples that illustrate what I am talking about. At the Faculty of Pharmacy which is a part of the University of Sarajevo umbrella (the only one you can go to if you wish to work as a chemist or pharmacist), a student went into an oral exam, started answering a question, was interrupted, told to stop acting stupid and had her grade book thrown at her head by an experienced professor that has been employed at that position for over ten years. Another student was asked a question over the number of Neurons that fulfill a certain function. She said two, named them and explained how they fulfill their function. The professor claimed there were four and asked for the other two. The student didn’t know and failed the exam. Upon checking the book she found that there were only the two she named. So the professor was wrong, and the student suspected as much during the exam, but the student couldn’t say anything because she knew that if she did it would still mean failing, and the professor would keep an eye out for her next time she came to take the oral exam. You see even though after failing three times you get to take your exam in front of a panel consisting of three professors, one of those is the professor who failed you, and no one wants to step on another professor’s toes when conducting the panel oral exam, so you might as well be taking it without the panel. What this means is that you are at your professor’s whim and there is nothing you can do about it.

But that’s just one faculty. Let’s take a look at what happens at the Faculty of Philosophy. A generation of second year students had an exam that was mandatory in order to get into third year. The professor would schedule an exam, students would all come to the university at the scheduled time, some from different cities, as Sarajevo is one of the rare cities in Bosnia that has Universities. Then the professor would call, saying the exam has been postponed. He did this nine times. When the  10th time came only four students had not given up hope. All four failed. For one student the reason given was that although the professor could see she studied, he thought the student should have a period of time for the knowledge to “digest”. Afterward the students were told that the teacher was going on holiday and would be unavailable for the next month.

But none of that was technically illegal. So let us introduce the Faculty of Law. A few years back some of the female students started offering their professors sexual favors in exchange for grades. The professors naturally had enough integrity to say no and… ha ha no, they totally took them up on the offer. The whole scandal was blown wide open and those professors were imprisoned and… ha ha no, the only person even charged was the driver who arranged the meetings and drove the students. The professors involved weren’t even forbidden from working at the University. Their punishment? They could no longer work with students. So they still hold a position at the University. Oh and if they were to work with students at private universities, teach and what not, that would be OK. But what about justice I hear my readers cry, well I hope her blindness is only temporary, as there is talk of expelling the female students involved in the affair from the University. Proving once again that justice WILL use its pimping hand if necessary.

Why do these professors make it so hard to pass exams that women will turn to the oldest profession in order to get a diploma? I don’t know. Perhaps it’s because every new student that graduates is more competition in their field. Maybe it’s that the professors themselves had to go through that same horrible process and, as the statistics show, an abused child is more likely to abuse his children. Or perhaps it is to mask the numbers of our unemployment. If more people study, fewer people look for a job. My own opinion though is that making these exams so hard to pass gives them an added business opportunity, of either selling exams for good money, or sexual favors apparently.

These are just some examples from a list that could fill a budget (For example, the dean at Faculty of Pharmacy who also teaches a certain course, has a son that is a student at the same school, who is doing rather well) of such immoral and unethical behavior that it makes you wonder, is the point of our universities to make students give up on higher education?

‘Debt Talks 2′ Coming To Your Cinema in 2012

As I keep watching the House debate, and waiting for a debt vote that should take place around 7PM, I would best describe my feelings over the agreement as disappointment. Whatever happens in the next few hours, and regardless of whether we have a deal that saves us from default, or far left and far right manage to defeat it, I hope we’ve learned a lesson from this farce.

The current agreement is nonsensical at best. What else call an agreement that works for nobody involved? It raises the debt limit by some $900 Billion, and the next extension depends on a new round of negotiations, further cuts, and a balanced budget amendment. It doesn’t raise revenue. It doesn’t deal with Bush tax cuts. It doesn’t close tax loopholes. As much as I hate to see social program spending cut, like many, I’d like to see a reform in the programs. The agreement doesn’t do much in that respect either. It wins very few points for the Tea Party, or the President. It doesn’t prevent our downgrade, nor has it managed to create a Dow rebound (Dow has actually been in a minus just earlier). So what did this debt plan do exactly?

It scared politicians involved in the negotiations to the point where they were willing to temporarily avoid a default, disregarding every other important issue of concern. It gives us $900 Billion of time, which might get us through to the next year. It threatens our defence spending to the extent where both Democrats and Republicans want to avoid it at any cost. Most importantly, it sets forward a number of rules which will bound the next round of negotiations, which are expected before the next elections.

The American public just spent an entire month trying to follow and understand the debt negotiations, and what we’ve been left with is; ‘tune in for part 2 next year’. I feel like I just watched Matrix Reloaded again. And though it seems we have avoided default, I fear what may happen next time around. If this round of negotiations could have been so influenced by elections, I can only expect worse when we restart the talks next year, months away from elections. And what we’ve learned about governing and elections, is that they don’t go hand in hand.

Wall Street Conundrum

Remember the collapse of Bear Sterns, and the subsequent acquisition by JP Morgan? It was followed by Countrywide being bought out by Bank of America, who then also acquired Merrill Lynch mid-September 2008, and then we witnessed a bankruptcy of Lehman Brothers. As the stories from the financial sector emerged, apart from a few financial experts, economists and government officials, nobody was paying too much attention. We were neither privy to all the information, nor could we have understood the severity of the issue had we been. Even the financial ‘masterminds’ were failing to see what was happening to all the institutions around them, until it was too late.

One would think we’ve learned from our mistakes, and that those overpaid executives couldn’t make deals behind our back anymore, but we might be entering another period of secret plans and hidden agendas. I am talking about the imminent downgrade of U.S credit rating. I am not arguing that ther could be another financial collapse, at least not until August 3rd, but what happens after the downgrade is anyone’s guess.

With Europe in trouble, many investors have been relying on U.S Treasury securities, and this was mainly due to the perception that the U.S could never default, or be downgraded. However, now that we’re facing that possibility, investors are perplexed. Risk has just gone up, and it’s usually easy to predict what higher risk means. At the same time, there is no consensus between investors on what will happen, or whether they themselves will keep buying securities, or pulling out their money. Last time the government defaulted was in 1933, and we were in a depression. Circumstances were different in almost every way. Since there is little to compare to, or learn from, nobody can predict what the investors will do.

I’d like to think there is honesty and morality involved in the financial markets, but there are few instances where financial institutions and powerful individuals show concern for the general population. When Britain was in trouble over refusing to accept the Euro, and their currency started going down, George Soros showed little sympathy, short selling the currency by over $10 billion worth, and earning $1 billion in profits, in what came to be called Black Wednesday. The costs to the public was much greater.  U.S financial institutions left America in the Great Recession, and yet bonuses were collected. The stories are endless.

There is reason for concern when awaiting decisions that people on the Wall Street will make the moment the downgrade happens. I know they will care little about the public, that’s to be expected. What worries me is that they might not know what they’re doing. In fact, many of them have been saying over the past few days that they don’t know what to do. When you’ve got people with a lot of money, freedom to do anything with it, protection from the public that is not protected from them, and they don’t know what to do, possibilities are endless.